Auto Insurance

Our Insurance Policies

AUTO INSURANCE

Being able to find the right type of car insurance for yourself and your vehicle may be a hassle. But it doesn’t have to be. We make purchasing car insurance easy here at Pelican Coastal Insurance in Louisiana.

We offer auto insurance coverage, including comprehensive, liability, and collision. Our goal is to make sure that you are fully protected if your car sustains damage following an accident. We will work with you to find the best policy that fits your needs.

Auto Insurance Requirements

Louisiana requires that all vehicle owners purchase insurance. The following are the minimum limits required if you purchase a liability policy:

  • Bodily injury – $15,000 for each person and $30,000 for each accident
  • Property damage – $25,000

Liability insurance is important to have, as it protects you if you are sued. It also covers the other party’s medical expenses if they are injured following an accident you cause.

AUTO INSURANCE COVERAGE

While the following coverage options are not required, they can be added to your policy for extra protection:

  • Collision – Your repair expenses will be covered under collision coverage if your car is damaged in an accident with another motorist. It will also cover you if you hit an object with your vehicle.
  • Comprehensive – With comprehensive coverage, you will remain protected if your vehicle is damaged by things including vandalism, theft, storms, animals, wind, and more.
  • Personal injury protection – Following an accident, you may sustain injuries. If you or your passengers sustain injuries following an accident, all medical or funeral expenses will be paid.
  • Uninsured/underinsured – If another driver who doesn’t have insurance hits you, your medical expenses will be paid.
Commercial Insurance

We can help protect your business, business property, inventory, equipment, vehicles, and more.

Condo Insurance

The best way to ensure you are protected is by purchasing a condo insurance policy.

Homeowners Insurance

Home insurance protects not only the structure of your home but also your personal property.

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Let’s Get In Touch

At Pelican Coastal Insurance, we understand the unique insurance needs of our Louisiana residents and business owners. Contact our office today for a free insurance quote.

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