Umbrella Insurance

Umbrella insurance policies provide additional coverage against injury, liability, and more to existing policies. While you can’t get umbrella insurance by itself, you may be able to qualify for a policy if you have an existing policy that pairs with it. Some examples of policies that frequently pair with umbrella insurance include watercraft or boat insurance, homeowner’s insurance, and commercial insurance. Depending on what policy you have, there may be other policies that pair with it.

To qualify for umbrella insurance, your existing policy will need to have limits and coverage that match the requirements. This may mean switching policies or getting a policy with higher coverage if you don’t meet the requirements to qualify for it. If you’re considering getting umbrella insurance, you’ll want to meet with an agent in our office to determine how it could be helpful and if there may be other options for insuring your business, home, or possession that could be equally effective to umbrella insurance. Of course, you’ll never know what those options are until you speak with one of the qualified professionals in our office.