Condo Insurance

Our Insurance Policies

CONDO INSURANCE

Condo insurance is unique in its own way. Having a condo insurance policy keeps your personal property protected, in addition to any improvements you’ve made to your condo.

We provide condo insurance here at Pelican Coastal Insurance in Louisiana. The best way to ensure you are protected is by purchasing a policy. You should know that your HOA’s insurance policy will not protect you if something happens inside your unit. Meeting your needs is our number one priority.

Condo Insurance Requirements

Louisiana does not require condo owners to have insurance. But just because it’s not legally required doesn’t mean you shouldn’t purchase it. It’s possible for your mortgage lender to require a certain amount of insurance coverage.

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CONDO INSURANCE COVERAGE

Standard condo insurance policies cover the following:

  • Personal liability – If you have guests over and someone gets injured inside your condo, this will help you if you are sued. This only applies if you are at fault for your guests’ injuries. It will also cover your guests’ medical expenses.
  • Guest medical coverage – Even if you are not responsible, this covers your visitor’s medical bills if someone becomes injured while visiting your condo.
  • Personal property – Your belongings, including furniture, electronics, clothing, and more, are covered under this policy. If any of your personal items become damaged or stolen, this may cover repair or replacement costs.
  • Building property protection – This covers repair costs for damage done to the interior of your condo unit, including the walls, fixtures, and more.
  • Loss assessment coverage – This helps to cover your portion of the bill if the HOA issues a special assessment. For instance, if a fire breaks out in a common area of the building, this protects you.
Flood Insurance

We can help protect your business, business property, inventory, equipment, vehicles, and more.

Umbrella Policies

The best way to ensure you are protected is by purchasing a condo insurance policy.

Homeowners Insurance

Home insurance protects not only the structure of your home but also your personal property.

All Insurance Policies
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At Pelican Coastal Insurance, we understand the unique insurance needs of our Louisiana residents and business owners. Contact our office today for a free insurance quote.

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Located in Slidell, Louisiana