Flood Insurance

Our Insurance Policies

FLOOD INSURANCE

Flood insurance protects your home and its contents from damage caused by rising water. A standard home insurance policy provides protection against theft, vandalism, and many natural disasters. It does not provide protection against flooding. If you live in a region that experiences occasional floods, it could benefit you to invest in a flood insurance policy. For those needing this important coverage, Pelican Coastal Insurance in Louisiana is here to help.

Flood Insurance Requirements

Residents in Louisiana are not legally responsible for purchasing flood insurance. However, if your home is located in a FEMA-designated high-risk zone, coverage becomes mandatory with a mortgage on your house through a federally-backed lender.

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FLOOD INSURANCE COVERAGE

Flood insurance can help you replace what you valued – anything that may have been damaged due to high waters. Here are some of the items that are typically covered:

  • The foundation and structure of your home
  • Electrical and plumbing systems
  • Your personal items, including clothing, furniture, and electronics
  • Built-in appliances, furnaces, and detached garages

Filing A Claim

Having access to a flood insurance policy is similar to having access to any other type of insurance. If your home is involved in a flood, you will be responsible for contacting an agent at Pelican Coastal Insurance. We will ask questions about the flood and the damage to your home. An insurance adjuster will be assigned to inspect your property. Once your insurance claim has been approved, you can seek repairs. You will need to have your property inspected by a contractor. The contractor will provide you with an estimate for the repair work that needs to be conducted.

commercial Insurance

We can help protect your business, business property, inventory, equipment, vehicles, and more.

Umbrella Policies

The best way to ensure you are protected is by purchasing a condo insurance policy.

Homeowners Insurance

Home insurance protects not only the structure of your home but also your personal property.

All Insurance Policies
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At Pelican Coastal Insurance, we understand the unique insurance needs of our Louisiana residents and business owners. Contact our office today for a free insurance quote.

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Located in Slidell, Louisiana